The Subaru SVX World Network   SVX Network Forums
Live Chat!
SVX or Subaru Links
Old Lockers
Photo Post
How-To Documents
Message Archive
SVX Shop Search
IRC users:

Go Back   The Subaru SVX World Network > SVX Main Forums > Not Exactly SVX

Reply
 
Thread Tools Rate Thread Display Modes
  #1  
Old 05-16-2007, 09:39 AM
fasdude fasdude is offline
SVX owner wannabe
 
Join Date: Jan 2007
Location: Fredericton, NB, Canada
Posts: 29
Short vent

Here are the cliffs:

Put a new authentic (PFRP) CWEST front bumper cover on my RSX about a month ago at a cost of $1550 CDN (there was some customization involved) out of my own pocket.

2 weeks ago a technician from my dealership was driving my car while it was in for service for the day and rear ended somebody. The car came back with damage to the front bumper was restricted to between the headlights. My car was also returned with the gas gauge not working at all.

Last week while I was in the orthodontist's office a young girl backed into the drivers side of the same front bumper. The damage was all done about 20 inches away from the previous damage, so they are not even related.

Now it's a fight as to who is going to pay what. I insisted for a replacement bumper and was flatly refused by both insurance companies because the damage in all can be fixed for $1100.

What sucks is that I refuse to put on my 1 month old bumper back on my baby with all that bodywork out of principle and because I don't think it will last with our extreme changes in temperature. So I'm going to end up having to fork out close to $400 out of my own pocket to get me back to where I was a month ago. This is totally unfair!

Anyone else go through this type of bull****? I thought when the damage was not your fault, that you could get your car fixed the way you wanted and not have the insurance company dictate to you what they will pay--I guess I was completely wrong! To think that we all pay such high insurance premiums while insurance companies are recording record profits to be treated this way is scandalous!


P.S. Don't even talk about getting a lawyer because they charge so much that it wouldn't make sense to involve one.

Last edited by fasdude; 05-16-2007 at 09:43 AM.
Reply With Quote
  #2  
Old 05-16-2007, 10:08 AM
dannmarr's Avatar
dannmarr dannmarr is offline
I work for my SVX
 
Join Date: Jan 2005
Location: Pocono Lake, PA
Posts: 1,647
Registered SVX
The insurance company will choose what is more convenient for them to pay us. Our car's book value is low, so they won't spend a lot on replacement parts. That is why I dropped full coverage. The money I save on insurance can be used on future damage repairs.
Reply With Quote
  #3  
Old 05-16-2007, 10:36 AM
Landshark's Avatar
Landshark Landshark is offline
Hater
 
Join Date: Mar 2002
Location: The Burgh
Posts: 10,807
if you re-arrange the letters in "RSX", you have "SRX", which may or may not be close enough to "SVX" to warrant the thread being posted in this forum.

i'm too tired to decide either way right now.
__________________
Alan

1987 928 S4 (Black) SOLD!
1997 SVX LSi (Ebony) SOLD!
2005 Legacy GT (Silver) [Cobb Stg 2+] SOLD!
1987 928 S4 (Black) SOLD!
2005 Forester XT Premium (Crystal Gray Metallic) SOLD!
2008 Lancer Evolution X MR (Apex Silver) [Cobb Stg 1+]
2015 Outlander Sport 2.4GT AWD (Mercury Gray)
2013 G37xS (Obsidian Black)
Reply With Quote
  #4  
Old 05-16-2007, 12:49 PM
RSVX RSVX is offline
Network Design Administrator
 
Join Date: Feb 2002
Location: Boiling Springs, SC
Posts: 4,344
Quote:
Originally Posted by Landshark
if you re-arrange the letters in "RSX", you have "SRX", which may or may not be close enough to "SVX" to warrant the thread being posted in this forum.

i'm too tired to decide either way right now.
Moved............
__________________
Chris
SVX World Network Administrator
-1993 Subaru SVX LS-L, Barcelona Red, #46, 160,000+ Miles (Sold to SomethingElse)
-2011 Toyota Sienna SE, Black, 30,000+ Miles (Swagger Wagon )
-2002 BMW R 1150R ABS, Black, 26,000+ Miles (Daily Driver )
SVX Owner from February 1997 to March 2008
SVX Online Community Member since February 1998
SVX World Network Member since February 2002, Member #520

Life is a game. Play to win.
The world belongs to those who can laugh at it.
Reply With Quote
  #5  
Old 05-16-2007, 02:41 PM
zcarguy's Avatar
zcarguy zcarguy is offline
Registered User
 
Join Date: Feb 2007
Location: Kennewick, Wa USA
Posts: 29
I think I'd be talking to the dealership with a lawyer in tow. They should have had to replace the entire bumper anyway so they should at least cover the $400.00 the insurance company won't. I'd also try to figure some way that the insurance and/or the dealership cover the lawyer fees.

ZcarGuy
__________________
ZcarGuy (Ken Wheeler)

73 Datsun 240Z, GM LT1 (274 rwhp, 307 ft/lbs torque), GM 5-Speed, LSD (The Beast)
93 Mustang 5.0 LX Convertible. Mostly Stock (The PussyCat)
92 Teal LS-L SVX. Project, when completed will be sold.
Reply With Quote
  #6  
Old 05-16-2007, 04:37 PM
fasdude fasdude is offline
SVX owner wannabe
 
Join Date: Jan 2007
Location: Fredericton, NB, Canada
Posts: 29
Whoops, sorry for posting in the wrong section. Thanks for moving this thread.

As for insurance companies, they just never lose. In my province, NB, when car insurance was getting way out of control, they even got the government to put a cap of $2500 on soft tissue injury claims.
Reply With Quote
  #7  
Old 05-16-2007, 04:40 PM
fasdude fasdude is offline
SVX owner wannabe
 
Join Date: Jan 2007
Location: Fredericton, NB, Canada
Posts: 29
Quote:
Originally Posted by dannmarr
The insurance company will choose what is more convenient for them to pay us. Our car's book value is low, so they won't spend a lot on replacement parts. That is why I dropped full coverage. The money I save on insurance can be used on future damage repairs.
You know that logic makes complete sense to me. I'll probably do that when my car is paid off within the next month or so.
Reply With Quote
  #8  
Old 05-16-2007, 11:54 PM
subi-crosser's Avatar
subi-crosser subi-crosser is offline
Now with more color
 
Join Date: Jul 2005
Location: cumberland, md
Posts: 2,452
Send a message via Yahoo to subi-crosser
Registered SVX Classic SVX
Quote:
Originally Posted by fasdude
You know that logic makes complete sense to me. I'll probably do that when my car is paid off within the next month or so.
If you make 'mods' to your car, take it to YOUR agent and document the mods! Then you at least have a fighting chance of getting the mods covered! Otherwise, the insurance co is dealing with a 'stock' car and prices the 'damages' accordingly.
As far as the insurance co's and dealers are concerned, a 'mod' LOWERS the value, unless you can prove otherwise.

Been there, done that!
__________________
I'm not a REDNECK! I am an Appalachian-AMERICAN!!

"Can't go to work today. The 'voices' said to "Stay home and clean the guns".


Most famous Red-Neck last words...
" Hey Everybody, Watch This!!)


http://s306.photobucket.com/albums/nn272/subi-crosser/
Jerry
Reply With Quote
  #9  
Old 05-18-2007, 01:29 PM
It's Just Eric's Avatar
It's Just Eric It's Just Eric is offline
Missing in action
 
Join Date: Oct 2005
Location: Tuckerton, NJ, USA
Posts: 3,027
Send a message via AIM to It's Just Eric
Registered SVX
Some isurance companies are complete jerks to body shops as well.the insurance company usually dosnt want to pay for something if they can in any way justify doing so. They're also the ones responsible for the parts that go on a repair job as well....So if they dnt feel like paying for the genuine part...they'll pay for a cheap-o knock off, or worse yet, a used part.
__________________
R.I.P Cool Signature.
You're gone but not forgotten. I mean, sure, I kindof don't remember some of the finer details..but I remember you were funny, and at one point you said spaghetti in Dutch....but definantly not forgotten

Reply With Quote
  #10  
Old 05-18-2007, 07:59 PM
UPnorth362's Avatar
UPnorth362 UPnorth362 is offline
Registered User
 
Join Date: Apr 2007
Location: Miami Beach, FL
Posts: 185
Send a message via Yahoo to UPnorth362
In the US at least, you have the right to ask for genuine factory replacement parts, and the insurance company must comply. It sucks if you don't have your after market parts listed with your insurance agent. they don't have to replace the after market parts if they don't feel like it. As for what happened at the dealership, They are obligated to replace, or repair any damage not caused by repair. I too agree get a lawyer, or have one at least call them. They will pay Make sure you get pics, and retain any paper work that states they caused the damage. If you don't have any proof they did the damage, you are screwed.
Good luck, And be prepared. These things can drag on forever.
__________________
IT'S 5:00 SOMEWHERE!!!

92 Liquid Silver SVX LS-L
Reply With Quote
Reply

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -6. The time now is 04:20 PM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2024, vBulletin Solutions, Inc.
© 2001-2015 SVX World Network
(208)-906-1122