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  #16  
Old 07-18-2005, 10:28 AM
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benebob benebob is offline
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Join Date: May 2001
Location: Lancaster, PA
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Quote:
Originally Posted by red95svx
I'd rather get something than nothing



Dave
Sure if you pay for it! Standard payout for a 95 L awd with 140k was about $4000 subtract a dectuctable of $500 and your down to $3500 assuming you're paying $400 a year for the coverage to break even you would have to total your car every 9.5 years based on todays value. Of course you can always get 'em up a bit but not more than a couple $1000s at best. Now who's getting nothing. I'm just not paying for it. Glass coverage for me is $35 a year. For me and my less than a 1000 miles a year it definately isn't worth it. What I'm working on is finding a company who will give an agreed value policy for it. That kind of policy would be worth the price for someone who has a locked garage for their baby.
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  #17  
Old 07-18-2005, 10:57 AM
red95svx
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Quote:
Originally Posted by benebob
subtract a dectuctable of $500 and your down to $3500 assuming you're paying $400 a year for the coverage to break even you would have to total your car every 9.5 years based on todays value. Of course you can always get 'em up a bit but not more than a couple $1000s at best. Now who's getting nothing.

If I total my car tommorow I'd gladly take $3,500 versus the $0 I'd get without the insurance. Seeing as how I've only owned the car for 4 years, I'm ahead of the game as far as yearly payments are concerned (esp if you throw in the 2 windshields they replaced for free...each windshield was more than I pay to insure both my cars for a year). Sure, I payed more than $3,500 to get the car so obviously I'd take a loss, but not nearly as much of a loss I'd take if I got $0 back!

Dave
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  #18  
Old 07-18-2005, 09:59 PM
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berger berger is offline
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Location: yarram, victoria
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$1680/yr AUD
smashed a care in 2002, 4 speeding fines, other misc fines, under 24
all makes it dear as
insured for $16000 when i paid $12500 so thats ok
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  #19  
Old 07-18-2005, 10:18 PM
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SubaSteevo SubaSteevo is offline
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I just found out I got a reduction starting August!!!!

I will now be paying $642 (vs $857) for 6mo w/$200 deductable collision and $100 comprehensive from Allstate.

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