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#1
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How can I PROVE my SVX has ABS?
Well long story short my insurance went up (not because of tickets or anything like that...just b/c). Not a lot but enough to upset me. So I have been on a mission to lower my yearly premimum. I was looking over what I get discounts for (airbags, alarms, and ABS) and I noticed that the SVX doesn't get a discount for having ABS. I told them it did have it and I tried to explain the "active safety package" but I think I might have just yelled into a phone book and got more response. They said that if I want the discount I need to prove that it has it. A pic of the ABS pump will be sent to them but I need more evidence of the car having 4 channel ABS. Anyone have any ideas?
I do realize that the discounts I get will be so pathetic that the effort isn't really worth the work but they can't give me a good reason for jacking my rates so I am going to nickel and dime them to death. BTW, the factory alarm yielded a $5 a year reduction
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Matt 15 OBW premium w/eyesight A picture of an SVX in the garage |
#2
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Re: How can I PROVE my SVX has ABS?
I think it's something in the car insurance database that our cars aren't classified as having ABS. I don't get the discount on my insurance either, but to be honest I don't think the discount is noticeable...what maybe 5 dollars off of your premium? Unless I'm wrong on that.
But I'm sure pictures would help...engine bay, even peel back the carpet and snap a picture of the module under the passenger seat. They can obviously look at your VIN number. Is there a way you can display the ABS indicator upon startup when the dash is lit? Maybe pull the fuse or find a way to temporarily light up the dash. If they are being too difficult I would shop other companies. |
#3
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Re: How can I PROVE my SVX has ABS?
The fact that your vin number has an H in it is proof that it has ABS. That means that it has AWD, and all AWD SVXS have abs.
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2009 Volvo C70 T5 2008 Volvo S80 V8 2006 Range Rover Sport 2001 Audi S8 |
#4
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Re: How can I PROVE my SVX has ABS?
Or you could show them the den of snakes box in front of the airbox that is the ABS control module. Ask them what else would that be?
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#5
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Re: How can I PROVE my SVX has ABS?
Put the agent in the passenger seat, drive fast, slam on the brakes.
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#6
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Re: How can I PROVE my SVX has ABS?
Find a page in the owner's manual for the car discussing / referencing the ABS, photocopy it, and send it to them?
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Ebony/Gray '92 LS-L, @123k - bought 01/17/2010, parked for 10 years. Getting back on the road. |
#7
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Re: How can I PROVE my SVX has ABS?
or... Drive at full speed towards the office, go full onto the horn and brakes about 100 feet from the front door...
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Dave - 03 Baja - 92 SVX - 86 Brat - 08 OB 3.0 |
#8
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Re: How can I PROVE my SVX has ABS?
Quote:
I was thinking about taking a pic of the stuff under the hood but then I was also going to get an inspection mechanic (not me) to sign a statement that the car does have ABS. I really didn't want to have a 3rd party involved in this matter though. What is really funny is that they know that other SVXes have ABS but on the policy mine says 95 Suba SVX L so they even know it is an L model and they know that they are different. I guess i should prove that the car has AWD too since that might yield some "safety money". Yes I realize I am not going to gain much from this but right now I see it as a battle of wits...they can't give me a good reason to up my rates (that have been slowly getting cheaper as the years go on) but I can prove they are going to have to lower them. Am I being petty? Yes, yes I am!
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Matt 15 OBW premium w/eyesight A picture of an SVX in the garage |
#9
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I get a discount for "anti-lock brakes", but I am in a similar position as yourself. I checked over my coverage and vehicle 2 gets a discount for having an "anti-theft device", yet the SVX does not? I just discovered this last week.
I was slightly displeased. I spent some time overhauling some wiring and making sure everything works (everything does not) and when I'm done I'm going in to Geico and correcting this grievous error.
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"That which can be asserted without evidence can be dismissed without evidence." '92 Dark Teal SVX LS-L, >146,000m 3 pedals, 5 speeds., restoration underway. 2012 Honda Insight, slow but cute. |
#10
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Re: How can I PROVE my SVX has ABS?
I enquired about insurance for my SVX and Vortex 6 ( XT6 ) today.
They told me they will not insure them. Even if i was 40 and never had a speeding ticket they still wont touch it. Ive had all my cars insurance thru them over the years
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1992 NZDM SVX Maroonish Red/Black ( 1st car ive owned with an cd player ) Has been retired 1989 Vortex 6 Maroon 1983 RX Silver Grey 1973 1400 GSR Yelo 2 Door Coupe awaiting Restoration Last edited by subbieatnz; 05-14-2009 at 09:40 PM. |
#11
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Re: How can I PROVE my SVX has ABS?
Drive to your nearest PA State Police office.
Tell them of your situation. They will be happy to have their inspection expert confirm that you have ABS! send the paper to your insurance j!@#$%! After you get the discount, change insurance companies!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
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www.svxfiles.com The first SuperCharged SVX, the first 4.44 gears, the first equal length headers, the first phenolic spacers, the first Class Glass fiberglass hood, the first with 4, 4.44s in his driveway Fiberglass Hood thread My locker 4.44 Swap link |
#12
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Re: How can I PROVE my SVX has ABS?
thats a funny thing, i had the same thing happen when i went to insure my legacy spec B. they told me i would need a written document from a auto shop (or car dealer). i havent got one yet but i will be soon. try going to your favorite shop or dealer. they should have no problem with it. maybe write one yourself and just have a mechanic sign it/
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Liberalism is a disease. When you can stare at facts and ignore them anyway, you have it. |
#13
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Re: How can I PROVE my SVX has ABS?
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All early SVX cars came in AWD. In the parent market in Japan early base model cars [Version E] came without ABS or cruise. My first SVX, Plum, was like this, no ABS, but it was AWD with the VTD gearbox. I mention this because what you say is probably true for the US market, and a US insurance problem is what you are discussing, but this is the World Network and your statement is not true across all markets and might confuse. Just being a pedant, is all. Joe
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Black Betty [Bam a Lam!] '93 UK spec, still languishing Betty Jersey Girl Silver '92 UK [Channel Isles] 40K Jersey Girl @ Mersea Candy Purple Honda Blackbird Plum Dangerous White X2 RVR Mitsubishi 1800GDI. Vantastic 40,000 miles Jersey Girl |
#14
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Re: How can I PROVE my SVX has ABS?
Sounds like time to change providers, even if they can provide justification for denying insurance for an SVX. You can bet they would insure any Z car, BMW, Volvo, or what have you around. Ask them for justification, when you have been a loyal customer for so long.
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