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Classic Car Insurance
I just looked up an insurance quote for my SVX at www.grundy.com Assuming a value of $10000 my rate was $170 for $100,000 liability with comprehensive and collision for unlimited miles. Any thoughts on this? It still says I can drive my car for pleasure and clubs and tours. Since I have a daily drive would this work for me?
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British vehicles are my last ditch attempt to keep the nasty Italian thoughts in my mind at bay. So far its working. |
#2
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Classic cars have to be 20 years old though, don't they?
- Ca$h |
#3
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Holy crap, my premium would be 100 dollars, is that 1 month premium? even if it is I'd be cutting my insurance in a 3rd
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#4
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issurance
I see nothing about mandatory classic plates which in each state is a different requirement. It just states that the car must be garaged and it must be used for pleasure purposes. I think I'll give a call this week.
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British vehicles are my last ditch attempt to keep the nasty Italian thoughts in my mind at bay. So far its working. |
#5
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Re: issurance
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I might check to see if I can get it for my SVX also.I do only drive it for pleasure use anyway. Good idea Ben I just got done doing a quote for my two cars. $267.00 a year for both.Definetly going to look into it now.
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Mike 92 LSL Teal 103k 00 RS 2.5 Silverthorn Metallic 36k 68 Chevy Camaro 07 Forester XT Sport Last edited by nubs; 09-08-2002 at 07:43 PM. |
#6
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Well I get pleasure out of driving it wherever I go, does that count?
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#7
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Classic car insurance
www.grundy.com doesn't say anything about age nor that you need to get a classic tag for it. In fact they illude to the idea that as long as its a collector type car it would qualify.
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British vehicles are my last ditch attempt to keep the nasty Italian thoughts in my mind at bay. So far its working. |
#8
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Re: Classic car insurance
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Bad news.Just got off of the phone with Grundy Worldwide. Our cars are not included. By their definition it is not considered classic yet. Must be at least 25 years old. I think that the website is very misleading. Here is what is reads in the FAQ"S Is there an age limitation for the vehicle, or are some models excluded from eligibility for collector vehicle insurance? In most states any vehicle in excellent original or restored condition, used and maintained as a hobby vehicle can be considered for classic car insurance by Grundy Worldwide. (Other carriers have age limitations).
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Mike 92 LSL Teal 103k 00 RS 2.5 Silverthorn Metallic 36k 68 Chevy Camaro 07 Forester XT Sport Last edited by nubs; 09-09-2002 at 03:20 PM. |
#9
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Re: Re: Classic car insurance
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2005 RX-8 Grand Touring 2005 Outback 2002 Mercedes-Benz E320 wagon END OF LINE |
#10
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Re: Re: Re: Classic car insurance
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He also said that Grundy would probably not do it either.He was right.To many people out there that would take advantage of it to screw the insurance industry.If that is possible.
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Mike 92 LSL Teal 103k 00 RS 2.5 Silverthorn Metallic 36k 68 Chevy Camaro 07 Forester XT Sport |
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Re: Classic Car Insurance
Bumping and old thread, but maybe more relevant now. My SVX was manufactured 8/91 which means it will be 25 this year (and if they go strictly by model year it will qualify in January.)
Seems my insurance option may be more limited though since the car won't be garaged, but I hear maybe State Farm doesn't require. Anyone else looking into this?
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1992 LSL ebony pearl 170k - Thank you Ron Mummert Reading Box of Wine Car ----------------------------------- 1992 SVX LSL 5-Speed Sold at 180K 2019 1995 SVX Lsi Polo Sold at 118K 2007 |
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Re: Classic Car Insurance
I dabbled in quotes briefly from Hagerty etc. before coming to the realization that they're pretty much the same as my current insurer. The fact that I put very few miles on the car didn't seem to matter as much as I expected/hoped.
Mind you I was getting quotes on a 2007 car.
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1995 Caterham 7 Twincam 2002 Porsche 911 targa -- now with FSI 4.0L power! 2007 BMW 328i Cabriolet 2012 Tacoma 4wd v6 Access Cab 2013 Mercedes E350 4Matic Wagon 2005 STi - totaled after 10 great years 1994 SVX LSi 5spd - sold but not forgotten 2000 Legacy GT 5spd sedan - gone after 150K miles of bliss |
#13
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Re: Classic Car Insurance
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BTW I checked "Collector" insurance here and in Canada it doesn't exist. If you want to get collision / all peril for a higher than book value all you need to do is get a professional appraisal done which the insurer can then quote on and underwrite.
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Peter ART Cryogenic/Slotted Rotors, Stainless Steel Brake Lines, PWR Radiator, Tranny cooler, Stebro, Earthworm's Poly Differential/front & rear swaybar bushings, Koni Inserts and Mychailo SVX Sport Springs all 4 corners, Indigo Blue paint. Liquid Silver Wheels. |
#14
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Re: Classic Car Insurance
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British vehicles are my last ditch attempt to keep the nasty Italian thoughts in my mind at bay. So far its working. |
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