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  #1  
Old 01-23-2009, 11:05 AM
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Freeman Freeman is offline
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Don't lapse ins. in MD!!!

I had a lapse in my insurance for 2 days a while ago, back in August, I believe. I recently received a letter from the MVA saying that I owed them $150.00.... Wtf? For what?! It seems the more i looked into it, I started to realize that they charged me $150.00 for the 2 days I was not insured.. I'm not even sure if I was not insured in the first place but they seem pretty sure that I had no coverage.

I had my insurance company send them 4 faxes to prove that I had insurance but that wasn't enough. I had to contact my OLD insurance company and have them prove that I had insurance and then had to contact my FIRST insurance company so they could prove I had insurance for the state of WV.. Now they are saying I have an unverifiable driving record..

Anybody know WTF that means?! Cause I certainly don't. I'm going to see if they'll maybe waive the fee's for the whole 2 days "uninsured" and maybe cut me a break.. I don't even have 50 cents... I'm broke. How do I pay anything?

Anybody think I've got a case here to just tell them my new insurance company just didn't do their job right and filed my insurance late? Or do I just pay the $150.00 somehow?
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1992 Pearl White LS-L "Ruslana" #4946 - 180k on body, 95k on engine.
Mods: ECU bead crush, 15 min mod, 20 min mod, drilled/slotted rotors & Axxis ceramic brakes, SS lines, 17" Evoke F1 wheels, XS-HF137 Sony Xplod speakers, 6000k HID's (lows & fogs), resistor mod, 1½" Sleek Spoiler mod, custom exhaust by svxfiles, '02 WRX aluminum racing radiator by svxfiles, Summit Racing 400# x 300# springs w/ Koni's by svxfiles, ClassGlass fiberglass hood /w scoop, Nevin's rear sway bar, '97 grille, phenolic spacers, custom LED interior lighting, custom paint.
†"War doesn't determine who is right, only who is left"†
Work to be done: Tinted windows, clear/LED tail lights, tailbar mod, "Power Mode" mod, Supertone horns, clear corners & headlight lenses, 2 pc splitters or custom bumper, Alcyone side skirts, TruSpeed Stage III SVX Intake, Hydra, 4.44 tranny swap, JDM auto folding side mirrors, engine rebuild, super charger, STi seats, bone leather interior /w SVX emblem, dash overhaul, SVX decals, paint (stock color). Total cost?: 22k At least it's going down..
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  #2  
Old 01-23-2009, 02:57 PM
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Re: Don't lapse ins. in MD!!!

I would not give them a dime if you are in the right. Stupid government workers....
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  #3  
Old 01-23-2009, 03:10 PM
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Re: Don't lapse ins. in MD!!!

Lol.. I work for the state.. :P

Anyway maybe they are right and I have my records wrong. I still can't afford the $150.. Should I go through with it anyway? It may get my insurance company in trouble and I don't want to risk someone else job cause I wanna save $150..
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1992 Pearl White LS-L "Ruslana" #4946 - 180k on body, 95k on engine.
Mods: ECU bead crush, 15 min mod, 20 min mod, drilled/slotted rotors & Axxis ceramic brakes, SS lines, 17" Evoke F1 wheels, XS-HF137 Sony Xplod speakers, 6000k HID's (lows & fogs), resistor mod, 1½" Sleek Spoiler mod, custom exhaust by svxfiles, '02 WRX aluminum racing radiator by svxfiles, Summit Racing 400# x 300# springs w/ Koni's by svxfiles, ClassGlass fiberglass hood /w scoop, Nevin's rear sway bar, '97 grille, phenolic spacers, custom LED interior lighting, custom paint.
†"War doesn't determine who is right, only who is left"†
Work to be done: Tinted windows, clear/LED tail lights, tailbar mod, "Power Mode" mod, Supertone horns, clear corners & headlight lenses, 2 pc splitters or custom bumper, Alcyone side skirts, TruSpeed Stage III SVX Intake, Hydra, 4.44 tranny swap, JDM auto folding side mirrors, engine rebuild, super charger, STi seats, bone leather interior /w SVX emblem, dash overhaul, SVX decals, paint (stock color). Total cost?: 22k At least it's going down..
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  #4  
Old 01-23-2009, 03:56 PM
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Re: Don't lapse ins. in MD!!!

What will they do if you don't pay them? Are they threatening to suspend the registration on your car?

There is more and more of this going on with governments in this country. Zero "customer service". No willingness to investigate their "facts".

I should end this post before I really get started!
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Old 01-23-2009, 07:30 PM
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Re: Don't lapse ins. in MD!!!

Is this a state agency? Was this during a move from WV to MD?
To the point, can you claim or even prove that you didn't drive the vehicle in question within the state during the questioned 2 days?

The way we Wisconsin people work is everything is dependent on when and where you drove the car.... for new registration you get a sticker for the month when you first drove the car.... a date which you provide and don't really have to prove...

Just food for thought....
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  #6  
Old 01-23-2009, 07:37 PM
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Is there a law stating somewhere if you don't have insurance yet own a car you have to pay the MVA $75 a day? Do you live in Communist Russia?

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Nevermind.

Quote:
Maryland law requires that all motor vehicles registered in Maryland be insured by a company licensed in Maryland and carry coverage of $20,000 for bodily injury per person, $40,000 for bodily injury for two or more people, and $15,000 for property damage.
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Last edited by NikFu S.; 01-23-2009 at 07:44 PM.
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