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#1
02-12-2007, 05:55 PM
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Got Farmers insurance? Dump them!
Get hit by someone with Farmers? Get a lawyer to do the talking to them!
They don't like to pay their bills  and like to total vehicles that arn't totaled
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.Karl. Southwest members, click here to check in!CA,NV,AZ,UT,NM,OR,CO Wanted...your busted SVX! Watch out Earl, I'm comin to getchya  Return of the Pissed Platypus! X2 My dream (other than a pearlie) 1.8 SVXi and a laguna blue spoiler...somewhere I decided to quit drinking, but I didn't like it so I quit not drinking. 
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#2
02-12-2007, 10:49 PM
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Got the numbers, they will be happy to pay $2600 on a vehicle that would cost nearly $6000 to replace
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.Karl. Southwest members, click here to check in!CA,NV,AZ,UT,NM,OR,CO Wanted...your busted SVX! Watch out Earl, I'm comin to getchya Return of the Pissed Platypus! X2 My dream (other than a pearlie) 1.8 SVXi and a laguna blue spoiler...somewhere I decided to quit drinking, but I didn't like it so I quit not drinking.
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#3
02-12-2007, 11:05 PM
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I shop for the agent, not the company. If you don't have a good agent, you don't have squat and they won't do much for you.
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. Earl .... ... .... ><SVX(*> Subaru Ambassador [COLOR=”silver”]1992 Tri Color L[/COLOR] ~45K (06/91) #2430 1992 Dark Teal LS-L ~184K (05/91) #0739 1992 Claret LS-L ~196K (05/91) #0831 1992 Pearl LS-L ~103K (06/91) #1680 1992 Pearl LS-L ~151K (06/91) #2229 1992 Dark Teal LS ~150K (07/91) #3098 (parts car) 1992 White LS-L ~139K (08/92) #6913 1993 25th AE ~98K (02/93) #164 1993 25th AE ~58K (02/93) #176 1993 25th AE ~107K (02/93) #215 1993 25th AE ~162K (02/93) #223 1994 Laguna Blue Pearl LSi ~124K (1/94) #2408 1994 Laguna Blue Pearl LSi ~144K (10/93) #1484 1994 Laguna Blue Pearl LSi ~68K (10/93) #1525 1994 Barcelona Red LSi ~46K (02/94) #2624 1994 Pearl LSi ~41K (12/93) #1961 1995 Bordeaux Pearl LSi ~70K (02/95) #855 1996 Polo Green LSi ~95K (03/96) #872 1997 Bordeaux Pearl LSi ~55K (08/96) #097 2003 Brilliant Red LS1 Convertible ~29K (04/03) #8951 1999 Magnetic Red LS1 Coupe ~33K (04/99) #6420 My Email | Old Locker | New Locker | Picture of 15 of the 19
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#4
02-12-2007, 11:23 PM
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Quote:
The car has a current value, running, in primer, needing interior work of over $10,000. If I do the 'work' that it needs, the value goes to $25K. If it was super nice, $50 K. He was at fault, admitted it, was NOT cited, so I got to hunt down 27 pieces of chrome, a right front fender, a passengers side door, 2 bumpers, etc,etc etc. The FIRST thing I looked for was an HONEST LAWYER, ( sorry, couldn't find one), so it was easier to find all the affore mentioned parts. ( for the PITTANCE that I recieved). It is really HARD to get your insurance company to 'sue' themselves, so they can F&^%$# themselves instead! GET AN APPRAISEL!!!! It's your only HOPE!
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I'm not a REDNECK! I am an Appalachian-AMERICAN!! "Can't go to work today. The 'voices' said to "Stay home and clean the guns". Most famous Red-Neck last words... " Hey Everybody, Watch This!!) http://s306.photobucket.com/albums/nn272/subi-crosser/ Jerry Last edited by subi-crosser; 02-12-2007 at 11:30 PM.
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#5
02-13-2007, 10:11 AM
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I have a good agent, but it isn't his deal, repair estimate on the vehicle is $2500 and if they would repair it all would be fine, but that could go up a bit once work has started and if they total it then we cant go back after them for the remainder
if they want to total it fine, pay market value!As far as litigation goes, just sue the individual that caused the accident, paying damages is their responsibility, insurance is there to cover their butt and they choose cut rate insurance to save $$$, Farmers is notorious for this type of behavior.
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.Karl. Southwest members, click here to check in!CA,NV,AZ,UT,NM,OR,CO Wanted...your busted SVX! Watch out Earl, I'm comin to getchya Return of the Pissed Platypus! X2 My dream (other than a pearlie) 1.8 SVXi and a laguna blue spoiler...somewhere I decided to quit drinking, but I didn't like it so I quit not drinking.
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#6
02-13-2007, 02:54 PM
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Having perused this thread, I am doubly happy that I live in New Zealand, where insurance companies are held exactly to there policy terms as a result enforced of law.
Here, the insurance companies have a what they call a "knock for knock" agreement, whereby they each and all, accept their own liability in the case of a prang where both cars are insured. No argument regarding who was at fault. As a result, on average, they all win and the legal beavers are the losers. 
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Trevor, New Zealand. As a child, on cold mornings I gladly stood in cowpats to warm my bare feet, but I detest bull$hit! 
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