SVX Network Forums Live Chat! SVX or Subaru Links Old Lockers Photo Post How-To Documents Message Archive SVX Shop Search |
IRC users: |
#1
|
|||
|
|||
Insurance... dun... dun... dun....
Ok, so how are the insurance rates with the SVX? I found out the other day that companies consider it an exotic car which means insurance rates are past the sky. Is this true? How would insurance rates be for say no one in particular, but a guy 20 years old with say 7 tickets...
__________________
Jonny Walker |
#2
|
||||
|
||||
First of all I'm a 20 year old Massachusetts driver, I am step 20 (which is very high) I have a 4 point accident, 2 tickets, and 8 warnings on my record. My insurance for my 1995 LS with 114k miles without collsion is 115.00 per month
__________________
Former: 1994 Barcelona Red(x2), 1995 Brilliant Red, 1992 Liquid Silver, 1992 Ebony(x2), 1992 Pearl White (x2) Current: 2017 Ford Raptor 2017 Kawasaki KLR 1995 Guards Red Carrera 1995 Spec-ish Miata - track car 1957 CJ-5 |
#3
|
||||
|
||||
Well..New Jersey has the highest insurance rates in America (Mabey mew york finally cought up..)
Im 20 with a clean driving record, besides the two points they have on there when you start driving ASSUMING youll crash (Mother****ers) I pay a hair under 200$ a month for just liability.They consider the car a touring coupe, not a sports car. (Ill asnswer a few questions right now)Yes, this was the cheapest I could find. Yeah...Just liability. No, im not lying. Nope...just the svx. Actually..I saved 40$ a month switching to the SVX because of its additional saftey crapola that the cadillac didnt have. If that doesnt help, itll probly make you feel better
__________________
R.I.P Cool Signature. You're gone but not forgotten. I mean, sure, I kindof don't remember some of the finer details..but I remember you were funny, and at one point you said spaghetti in Dutch....but definantly not forgotten |
#4
|
||||
|
||||
I am 20. Had one minor accident but was deemed not my fault. I made no claim and the other woman's insurance had to pay for her damages. ($130 estimate to repair my 3 inch bumper scratch... $3600 estimate to fix her volvo )
I have Liability, collision and personal injury coverage for a little under $150 a month. The overall value of the car isn't very high, so insuring it isn't that much more .
__________________
Tim 92 Liquid Silver SVX 5MT 2009 BMW Z4 (Gone) 2012 Camry V6 SE |
#5
|
||||
|
||||
My insurance on my Legacy is 700 a year (That's 60 a month). And I'm 18, with no tickets or accidents.
My dad said that putting a SVX on would cost him $500 a year...
__________________
-Jason (8/23/07-Present) 1995 Subaru SVX LSi (197k) Polo Green (#1102) 03/95 Mods: DDM Tuning 4500k 35w Low Beam HID, 100w H3 Bulbs, Extra Ground Cables, 15 minute $12.96 mod, svxfiles designed transmission mount (), sporting a "new" tail light bar, silver BBS rims, custom power steering cooler (one that doesn't dump ATF constantly), new negative lead cable, no more third or fourth gear (1977-Present) 1977 Chevrolet Corvette (81k) Silver (12/01/2011-Present) 2005 Subaru Outback 2.5i Limited 5MT (97k) I have a bad feeling about this. -Obi Wan Kenobi |
#6
|
|||
|
|||
Hum... ok thanx!
__________________
Jonny Walker |
#7
|
||||
|
||||
For some reason i have the highest insurance rates here (but i dont have the exact costs right now) I'm 19, no accidents or tickets (but my older brother has had 3 and 2 tickets so that ruined our good drivers discount), had straight A's in HS, i took drivers ed, i was 18 when i got my license, and i got a perfect score on the drivers test. I have liability and glass coverage (its 6 dollars a month and more than worth if i need to replace my windshield!) i think i'm being charged for full coverage. We've had issues with our agent before similar to that but i havent called to check.
Call your insurance company and ask them (they may not have the svx in their database. Mine didnt.) they can tell you what it would cost with your driving record and other discounts. |
#8
|
|||
|
|||
327$ CAN here in Quebec. Yes, 327$ for a year! It's about 275$ of you funny US money.
|
#9
|
||||
|
||||
Quote:
__________________
R.I.P Cool Signature. You're gone but not forgotten. I mean, sure, I kindof don't remember some of the finer details..but I remember you were funny, and at one point you said spaghetti in Dutch....but definantly not forgotten |
#10
|
|||
|
|||
with it being my second car on my policay, it is like $40 - $60 a month. My othe car is a 2k Maxima, and my total every 6 months is something like $650. That is one speeding ticket. it was closer to $450 before.
Greg |
#11
|
||||
|
||||
Wow, for 2 SVX on one policy, full coverage on both, two 25+ drivers with good records, it's like $2,000-2,200 CAD per year. You Quebecers must have government-regulated insurance. Car insurance is little more than highway robbery, I say!
__________________
1992 LS-L Touring, Liquid Silver w/ Black, 110k mi. "Alice." Rebuilt title. Mods: WRX 6-CD changer, 17x8" Motegi LC-12 (16.5lbs), PWR rad, Perrin LCP, JDM v.8 6MT + R180, Koni + Ground Control (325f/280r), Earthworm Bushings. Awaiting resto. 1994 LSI The legendary "Shotgun Slade" 110k mi and still going strong! 2005 Outback XT Limited 5MT, Obsidian Black Pearl, 211k km, daily driver. 1999 Mazda MX5 base 5MT, Twilight Blue Metallic, 152k km. "Twilight Sparkle" Summer daily driver! 2007 Honda CR-V, some awful shade of light green *yawn* 1992 LS-L Touring, Ebony Mica, 176k kms. Parts car. SCRAPPED. 1992 LS-L, Dark Teal, 367k km. "Wintergreen" the winter beater.*SCRAPPED due to rust* |
#12
|
||||
|
||||
Florida Prices
They charge me $450 a year on the '92 and $1,400 a year on the '94 driven by my 16 year old son. Full coverage, $500 deductable.
Gene
__________________
Gene and Ben 1992 SVX LS AWD 110K - Liquid Silver 1994 SVX LSi AWD 128K - White Pearl (daily driver) 1994 SVX LSi AWD 95K - Emerald Pearl (sold) 1992 SVX LS-L AWD 115K - Dark Teal 4.44 swap (sold) |
#13
|
||||
|
||||
I'm around CAD$1300/year
__________________
David B. SVXipedia @ SVX-IW.COM -- SVX Information Warehouse 2.0 coming...eventually! Ebony 1992 SVX LS-L 5 spd Koni/GC Stebro 187k miles RIP (Rust In Pieces) 1993 SVX 5 spd Koni/GC Stebro Polyurethane bushings still available! |
#14
|
||||
|
||||
$50 a month for liability with Geico, much more for full coverage.
What it came down to was I was paying more for full coverage than the out of pocket costs of damages under liability. Now with a garage, people will not randomly hit my windsheild with a bat or throw boulders through the back window in the middle of the night, so I am not worried.
__________________
"That which can be asserted without evidence can be dismissed without evidence." '92 Dark Teal SVX LS-L, >146,000m 3 pedals, 5 speeds., restoration underway. 2012 Honda Insight, slow but cute. |
#15
|
||||
|
||||
Quote:
Allstate seems to give little discounts here and there like: the active seatbelts, abs, alarm etc... I dont remember specifically but i'm pretty sure they took like 5-15 dollars off the policy for each of those. I think it's also cheaper because they are also our homeowner's insurance so when you have both of them you get a better deal.
__________________
Tim 92 Liquid Silver SVX 5MT 2009 BMW Z4 (Gone) 2012 Camry V6 SE |
|
|