Quote:
Originally Posted by odepaj
I havent even pulled the grill back into place because the way I see it is its her problem to deal with.
This shouldn't cost me any time or money. It already has alittle because I cant go out of town to work next week (which is where I make my big $$$).
Dustin
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If you get proof of that you could get her for loss of earnings. Specifically if her insurance takes their liesurely time about it...... and they likely will
To answer your original question, Yes, they CAN total it. Totaling is merely a way for the insurance adjuster to put a ceiling on the payout. If estimated damage is higher than book value, you get book value.