WELL congrats on looking into your 1st SVX, I'm the car biz so i do understanda lil on insurance the older you go the cheaper it will be ...i recomend $1000 deductable and carrying full coverage (its kinda of collect car so you want to be paid if its totaled). I just got my 1st SVX (L-fwd) and i abosluty love it...if your gonna autocross it ect yeah the AWD is better but it comes at a price of weight the car is already pretty heavy...if you don't REALLY need the AWD then pass the 1st time around the transmission from what i hear last alil longer and require less maint in the 2wd models....and i'm not sure what the percentage of build was for the AWD's...there might be more 2 wd's availbe to choose from ..have you checked on ebay yet i saw some decent prices for AWD's and 2wd's (there was three last week (feb9th04) when i was on there. ...and AWD's are gonna be a lil more on high on the insurance so if you go with an AWD try and get a 92/93. From what i understand they don't have the speed governers in them from the factory, they put those in from 94 and on...(from what i heard on here). and research the tranny problems (they have a heat problem and tend to blow out early if not Taken care of such as oil changes..and remeber to add the trans oil cooler if it doesn't have one already... The people who sell these don't know what they have 9 out ten times...try and find one (clean) from some older guy that got his new ..but doesn't know the collector value of it.. and if anything i said is wrong i'm sorry i'm just repeteing what i've heard. good luck in getting your 1st one..i've had mine for 2 weeks now its the best car i've driven for that price range ($6000 or less) and has a great safety and realible reputaion..and i've sold many new cars including VETTES..the performence and handling you get out of the SVX is just breathtaking....also this insurance info i gave you is out of experince I'll trade ya drving records blind...my record is taller than i am (6-1 -lol-) so its gonna depend on your record for sure $1400 a year sounds good to me for a clean driver over 21 and driving since you where 16...now if you anything like me (young and feel the need for speed) your prob gonna be looking at something around $1800-2100 per year depending on your area and what carrier you go with..best advice is SHOP! SHOP SHOP get qoutes from everyone! and good luck finding your new baby...i have the 2wd-L and i love it just fine i might like the AWD better but this is your 1st SVDX maybe start cheap and pick up an AWD for your second one..they are a love affair whatch out you get hooked !

B-Roc (north cali)

96 GSR (hers) 121k "green"
94 SVX-L 2wd (mine) 97k "blue"
94 escort 2dr LX htbk (sold after 8 years) 121k "white"