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If you have a nasty driving record, like me, try Progressive. While my rate was still higher than yours when I looked it up, I was amazed that it wasn't too bad with the 3 points on my license. Around $1500 or less for 6 months, for bare bones, plus comp, I think. Check with them if your driving records suck. From what I understand, though, good drivers pay more at progressive than at other places. I'm currently with Farmer's, high liability (100/300K), but no comp/collision.... $2000/6 months... fun stuff.
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