I really appreciate the imput. It has helped me tremendously. I have already sent them one line by line letter referencing the same matter. But I guess I will let it go (until I go to my lawyers)
I talked to my mothers attorney today (a personal family friend) and he wishes to pursue a different avenue. He wants to try a civil case in Tort law without any reference to the insurance case. This would be based on the situation that has transpired about the misrepresenting the fact that they are self insured. When in fact they are not. The law is blind to ignorance of it...
I hope it goes well, because then I will get the last laugh and I will do it calm cool and collected!

Thanks everyone...
-G