[subi-crosser]

Originally Posted by svxthc

Question says it all. I was hoping one of you might know/have rich relatives/have brass balls.

Put it all down on paper and go to the Small Business Administration.
They will give you examples of how to build a business plan, crunch the numbers to give you 'projections' of potential earnings and tell you what you need to do BEFORE you approach the bankers.
If it is a REALLY GREAT idea, they might even have some $$$$$$$ available.

Did you know that FED-EX came from a college 'Economics Class' project?? The teacher LAUGHED IT OFF and gave the guy a 'crap grade'.
If you have any marks on your credit report, fix them! If you have no credit at all, (even worse!) GET some somewhere! Sears, Wal-mart, JC Penny. Charge something and pay it off right away, ( several times)

Good LUCK!!