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Hard to say if it is totalled, depending on insurance company it could be an estimate anywhere from 50-80% of what they deem the car to be worth, so the question is does your car have $8-10,000 in damage? And it depends on what similar cars have sold for, if texas has sales tax then the only real advantage of the car being totalled by the insurance company is that they pay you the value of the car plus sales tax minus deductible, quite often you can then buy the car back from the insurance company and resell it to a private party for more than you bought it back off the insurance company, make a little money there too.
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