I paid an extra grand for a 4yr unlimited mile warrenty for mine, so can you tell which I voted for. When you own a car thats always "when" and not "if", I'd go with the safe option, then drive it like you stole it.
Right now I'm trying to blow mine within the next 3yrs 7mos, so I can try to get the warrenty company to do a 5spd4free for me.
