I just got mine last week. It came with a nice 0% APR for balance transfers for 9 months. Hopefully that should help me pay the last of my Credit Card/School loan debt from college. Sure wish I had qualified for that nice Stafford loan about now. Haven't figured out if I get the 3% subie bucks on the loan tranfer. If so I just made almost $100 in the deal. I didn't get an offer but just applied at
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