I WISH I could get that credit card; I've applied for two others already and they turned me down. "No, we're sorry, you decided to save your money, live frugally, and not work three jobs and 87 hours a week to pay off the loan on a shiny new BMW and all your stuff is paid for so no we can't grant you a credit card." I mean, honestly!! But yeah I got the offer too but I'm not even going to bother sending it in; I'll just get rejected again..