[svxecutioner]

Back in the late 90's I had a Scirocco 16v that was in a light bump and rub and the insurance company wanted to total the car. I wrote them a lower estimate to do the work myself and prevented them from giving me a salvage certificate. Just last year I had to do the same thing to save my 92 SVX from a similar fate.

Insurance companies should be brought up on racketeering charges. You pay every 6 months religiously and when you need them to come through for you they have all these crazy laws that let them rip you off. Over the course of my adult life I have easily paid 20 times more in premiums than I have collected in payments and when I talk to an insurance adjuster, they always treat me like a criminal. I wish I could afford a squadron of lobbyists to push laws through congress to protect my interests.