[JaySVX]

Be careful with what you say, the most innocent of statements can be turned against you. If you'd have replied that your car wasnt' drivable, there'd have been no fault. Seriously that sucks, but I'd called it a total loss. The rear panel is a nightmare to fix/replace, due to the uni-body construction. The door and front quarter panel can be replaced without tou much hassle for about $2000, but that rear you are looking at another $2000+ for, not to mention tires, rims, etc, to be replaced. Body work and paint I'd guess around $5000 for a total fix. I've been in my share of accidents, and had quite a few adjusters out. Stuff gets very expensive very quickly.

I had a 1994 Saturan SL1 quite a few years back. On the way home from the dealership, a guy ran a red and hit my front driver-side quarter panel, which put me into a parking lot, where I hit a RAV4. Front bumper, front quarter panel, front bumper cover, $4000 to fix. I hit a patch of black ice once, and slid into the rear bumper of a Nissan Maxima, at about 4mph. New bumper cover, $1200-1500. A guy backed out of his driveway into the bumper of my Ford Probe. New bumper cover, $900. These are just plastic parts, that just needed repainted, and they were that much. You're talking new skins, and major parts. I'd prepare for the worst...