This story led me to talk to my insurance agent today. I ask what would happen if I totaled one of my SVXi. They said that they would compare the car with others of the same mileage, condition, year, etc. I asked about a couple of them about the possible settlement. I asked if $2100 would be realistic and they said not. They know my cars better than that and said that it should be much closer to what I should expect the price to be. I explained why I asked and they said that it was a much lower value than should have been offered.