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Re: Rear Ended!!!
Only lazy adjustors rely on the police report (unless there is no information other than the report). I generally have liability pinned down well before the report comes in; I only use them when my insureds don't get any of the other party's information. You'd be surprised how often adjustors throw out police reports; they're very easy to discount.
But like I said before, it doesn't hurt to have one so get one if you want to. It's just a complete waste of time when liability has already been accepted.
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1992 LSL Pearlie: 108k, 15min/$15 mod, Alternator wiring "upgrade," Power Mode switch, K&N drop-in, 4500k 35w low-beam HIDs, 3000k 35w fog HIDs, lots more planned (pending funds, of course)- 4.44 5spd being at the top of the list.
"We laugh at honour and are shocked to find traitors in our midst."
-C.S. Lewis
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