[svxcess]

Originally Posted by Sean486

I think Hagerty specifies that it must be garaged when not in use.

All insurance companies like this have this requirement. Fully-enclosed, lockable at the very minimum.

Leland-West wanted $222.00/year for an agreed-upon value of $11,500. To get this coverage, there were a lot of restrictions, documentation and hoops to jump through. If it were that easy, more would do it.

UPDATE: January 2015. Agreed value was increased to $15,000 for $241.00 a year. Mileage limit is less than 3,000 yearly. no commute or errands


Any eligible drivers must have at least 9 years driving experience and a good driving record.

No at-fault accidents, violations, felony arrests, etc. for the past 5 years.

Each licensed driver in your household must have a separate, properly-insured, acceptable car available for their exclusive, regular daily use. If both drivers in the househild are retired, each person does NOT have to have a separate vehicle; a shared vehicle is acceptable.


All drivers in the household must be reported on the policy.

The vehicle is used on a limited pleasure-only basis. It cannot be a daily driver and cannot used for commuting, store errands or similar normal daily-use activities.

When not in use or at home, vehicle must be kept in a fully-enclosed and locked garage, accessible only to you or members of your immediate household.

The garage must have security system, alarm monitoring or a CCTV camera installation. Also a smoke detector and fire extinguisher are required.

As a special interest/ collector car vehicle, it cannot be modified to deviate from original equipment standards or equipment offered while in production. (If you installed a 5-speed manual, it would not be eligible for coverage). Different wheels, struts or upgrades that do not affect the cosmetics of the car are acceptable

Limited to driving less than 3000 miles a year.

Believe it or not, in my case, the only time the SVX would not be covered is while at Reading overnight. The meet is fine during the day. All overnight parking has to be within a secure enclosed garage or controlled-access covered parking. Reading is just a regular, open parking lot that anyone can go into.

Would be covered at my house, while on day trips to meets and shows or just pleasure driving, or to automotive shops for repair or maintenance. If left overnight, all shops must meet the enclosed garage standards as outlined above.

Require documentation of all maintenance, upgrades and restoration done. They also want multiple photos of the car from every angle so they could see the condition. Also photos of the garage and location with respect to the house.

A detailed appraisal from an independent approved collector car appraiser may be required to support agreed upon value as reasonable.

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