Insurance
 

Ok is there any particular reason as to why the svx has such a high insurance cost? Just looking at the prices is already killing my wallet lol?

Re: Insurance
 

Must be you because mine isnt that much. For my wife and I it's $160 a month for full coverage on my svx and her 05 cobolt

Re: Insurance
 

I'm also 18 and live in WV (which i hear is bad for insurance). so idk it just bugs me.

Re: Insurance
 

im 22 and it was going to cost me $3300 per year to comp insure my svx
tho thats with a previous crash driving it up a little its about $2800 if i didnt have a crash

Re: Insurance
 

Agreed, I have liability on my SVX and when I was checking out rates for if I took it off and put my 2000 cavalier on with only liability as well, it would have raised my rates:eek:
This is a base model 2 dr cavalier we're talking here... so just the base 2.2l 4 banger and an auto trans. The SVX is cheaper than most cars to insure due to the AWD, passive ignition cut, ABS, etc...

Re: Insurance
 

well the lowest rate i can find for minimum coverage is like 3500 for a year which is just crazy lol, maybe i just need to stop whinning

Re: Insurance
 

My SVXs cost $172.50 each to insure per 6 months. I'm not sure where you guys are finding such high rates. My entire insurance premium for my Audi A6, Mercedes SL500, and both SVXs is $1190.10. The Merc makes up the biggest portion.

I have quite the penchant for speeding tickets, too, so I'm not getting any safe driving breaks.

m

Re: Insurance
 

Maybe it has alot to do with me being soo young? If so when would my rates drop?

Re: Insurance
 

18, 21, and 25 i believe is the big one

Re: Insurance
 

I'd take my chances.
Merc makes more sense being short for mercury. I need to shop for an 83 lynx. TH

Re: Insurance
 

I'm currently paying $57/month for my car. Granted, that's only for liability, but last year I was quoted right around $100/month for comprehensive. Oddly, when I sought a quote for adding a '93 Justy to my policy, it would have doubled my payments. Go figure the worthless wheeled egg beater is worth as much to insure as the expensive sports car.:rolleyes:

Re: Insurance
 

That's not the factor that's going to make it that high... what kind of tickets do you have on your record... For it to be that high, you would have to have had your license suspended at some point (or multiple times), DUI's, etc.... and even then, that's ridiculously high yet.

and to note, I pay $35 a month for just liability but if I wanted comp and collision added, it still would be under $100 a month with $500 ded on collision and $250 on comp...

Re: Insurance
 

yeah this will be my first time getting insured up until now Ive just been driving my dads car that is covered, and i have had a spotless record haven't ever been stopped

Re: Insurance
 

We're in the same state but I don't get such an expensive rate. A friend of mine who is 21 and gets a quote of $90/month for liability only. I don't think it's the car. Maybe you're young, yes or what kinda coverage do you they quote you? If they quote you a 300,000 , 300,000, 300, 000 coverage, surely the premium would go up.

Shop for a few more, stay with one company, if you have good records, after six months, one year, the rate should go down.

I only pay less than $40/month for my main driving car, with multiple cars discount, I only pay another $16/month for my second car with liability coverage. Generally, good driving records, the last speeding ticket was more than 5yrs ago, no accidents ever at my fault.

Re: Insurance
 

I *would* pay around 1200 a year for comp being I haven't had a wreck. I am only 19, guess it varies by state. My insurance for just liability is around 600 a year now.